“To my European mind, to go in a bank and walk out with a $35,000 credit card… I just walked in, applied for a credit card, and went out on my Apple Pay with a $35,000 credit line.”
Kevin
Italy · Amazon business
Chase Sapphire Reserve
For non-US founders running a real business
The best American credit cards. Or you don't pay.
- Without an SSN
- Without moving to the US
- Without a US credit history
500+ founders · 40 countries · Approved at Chase, Amex, Bank of America
500+
Founders set up
Done for you
40
Countries
Our clients come from
6,000+
Community
Founders in the free American Leverage community
$10M+
US credit placed
For clients
WHAT YOU GET
Three pillars, built in your name.
A compliant US base
Your identity in the American financial system, the ITIN, and a US company built to pass a bank's checks: the right state, its EIN, a real business address, kept compliant. All in your own name.
Banking with legitimate banks
Personal and business accounts at real US banks, not fintech wrappers: Chase, Bank of America, Wells Fargo, Truist, Capital One. Opened in person, with relationship bankers who know your file before you sit down.
Credit and funding access in America
Personal and business US credit in your own name, applied for in the right order: the cards, the credit lines and the 0% introductory periods many of them carry. The card approval is guaranteed. The limit is the bank's call.
FROM THE FOUNDER
A Canadian with an ITIN, holding the best American credit. Here's how.
- Card approval guaranteedOr you don't pay
- $150,000 Chase credit lineRichard, UK. The day after his Miami trip
- One trip. Multiple banks. One day.The Miami banking day
Our clients' banks and card issuers
ChaseBank of AmericaWells FargoAmerican ExpressCapital OneTruist
CLIENT RESULTS
Real founders. Real banks. Their words.
“We're looking at a six-figure credit line in the top platinum accounts with JP Morgan Chase. Stuff that most people have told me would be multiple years to get to… The investment paid for itself within the first few weeks.”
Richard
UK · Software company
Six-figure Chase credit line
“Today I spent six, seven hours in banks, but now I have three banking relationships with three of the most powerful institutions in the world.”
Jack
Australia · AI growth consultancy
Three banks in one day
“They explained what I need to say in the banks, how to go about everything, which banks to go to, pretty much everything in detail. There was no guesswork.”
Alvaro
Spain · Media buyer
Bank of America · Truist
“It's not about increasing my spending capacity. It's about taking advantage of my spending capacity. That's what it was for me as an agency owner.”
Devan
Italy · Agency owner
Amex Gold
“He had everything outlined. You want to go to Chase, do this, this, and this. Go to Capital One, do this. He knew all the procedures, knew the best branches… All it took was literally one day.”
Robert
Canada · Media company
Chase · Amex Gold · Truist · Capital One
“Chase, you went there with me, you knew the banker, so that always helps. I was able to open up super easy, made me a private client. Then Bank of America, no issues there. Got personal, got company.”
GTM agency co-founder
Cyprus · GTM agency
Chase Private Client · Bank of America
“I just came to the bank, I had all the documents, and she's saying, ‘You are prepared.’… When I told the warehouse I have Bank of America and Chase, oh, you are set up, all good.”
E-commerce founder
Latvia · E-commerce brand
Bank of America · Chase · Capital One
“I thought it was impossible… It's actually possible and it's open for anyone. You just have to know the rules and walk a little bit of a different path in order to get there.”
Jorge
Spain · E-commerce
Chase and Citi accounts
“From the first time we had our discovery call, I'd probably say it took less than a week and a half to get approved for the first card.”
Eron
Canada · Fitness consulting
First US card, US LLC
“It's based on the credit score, on the credit report. It's not based on who you are, but how you handle your credit.”
Blay
France · Business owner
First US credit card
Who this is for.
YOU'RE A FIT IF
- You're not a US citizen and don't live in the US.
- You run a real operating business with real monthly revenue and spend.
- You can make one trip to Miami.
- You're the decision-maker, and you have the liquidity to fund your own US accounts.
THIS ISN'T FOR YOU IF
- You're pre-revenue or need money now. We don't lend and we don't do emergency funding.
- You want a shortcut: nominee directors, virtual addresses, someone else's name on the company.
- You can't legally enter the United States.
- Your industry needs a different banking path. We'll tell you on the call.
Straight answers to what you'd ask on the call.
The credit card approval. If it doesn't land, you get your money back. Not guaranteed: a specific limit. The bank sets that. Not a specific date. Not what your points are worth. The guarantee is conditional on completing every step in your agreement, not only the trip.
Guarantee terms →Yes. With an ITIN, a properly built profile and a real banking relationship, non-US citizens are approved for top-tier American cards. No SSN is required. That profile and that relationship are the base we build, in your own name.
No. An ITIN and the right documentation, presented in person to a banker who knows your file, is the route we use. Most of our clients believed an SSN was required until they saw it done.
How non-US citizens get US credit cards →Yes. One trip to Miami. The relationship banking and the top cards happen in a branch, in person; that is the step you cannot do from a laptop. We introduce you to the bankers before you land and you spend about three days with us and them. You do not move to the US. If you cannot legally enter it, this is not a fit.
The Miami banking trip, explained →Because they're pieces, not a profile. Banks underwrite a sequence: the right entity, a business address that passes their checks, a credit file built in order, documentation, and a banker who knows you're coming. Most founders with an LLC and a starter card are stuck exactly there.
No. We don't lend, we don't issue cards, and we don't do emergency funding. We build your US base and get you in front of the banks that do. If you need money tomorrow, this is the wrong offer.
Because they aren't guaranteeing an outcome. The money goes into your own US accounts. It stays yours, it isn't a fee, and it isn't collateral. What it changes is who you're sitting with. A relationship banker doesn't take a meeting for a two-thousand-dollar account. We cover the number on the call.
Yes. Your own name, your own company, real US banks, a proper business address. No nominees, no fake addresses, no workarounds. Those are what get accounts frozen. We build the version that survives a compliance review. Tax questions go to your CPA; we're US-side structure and banking.
It identifies you. The ITIN is the IRS number that lets a non-US person exist in the US financial system, and it's the first step of everything we build. It does not, on its own, get anyone an account, a card or a limit. Banks underwrite the profile that sits on top of it.
Read about the ITIN →Three days. Day one, our office: your documentation printed and ready, and local identification sorted so you're not putting a foreign passport in front of a banker. Day two, the bankers we introduced you to a month earlier: personal and business accounts across multiple institutions. Day three, final confirmations. Then stay, or fly home.
See the timeline →Pre-revenue founders. Anyone who needs a loan. Anyone who can't travel to the US. Anyone looking for a shortcut. And some industries US banks won't underwrite. We'll tell you on the call rather than waste your trip.
